Make your dream of homeownership come true. We specialize in affordable home loans for people in our area.
benefits
- Competitive rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- Variety of financing programs available:
- Fixed-rate mortgages
- Adjustable rate mortgages (ARMs)
- Construction Loans
- Helpful loan advisors with working knowledge of the real estate market
- Free pre-approval for extra confidence when buying your home
- Refinance your current home to potentially lower your rate
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
We'll need the following information:
- Completed application
- One month of pay stubs from all applicants
- Two months of bank statements from all applicants
- Last two years of tax returns from all applicants
- Two years of W-2 forms from all applicants
Construction Loans
- Competitive rates for your home construction project
- Available for primary residence or second home construction
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed