APY = Annual Percentage Yield. Rates and APYs accurate as of May 2, 2024. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Interest Bearing Checking Account
| Balance |
Interest Rate |
APY |
| $1500.00 and up |
0.75% |
0.75% |
Minimum deposit of $500 to open account, and must maintain a minimum balance of $1,500.00 to obtain APY.
Money Market Account
| Balance |
Interest Rate |
APY |
| $2,500.00 - $49,999.99 |
1.10% |
1.11% |
| $50,000.00 - $249,999.99 |
1.20% |
1.21% |
| $250,000.00 - $499,999.99 |
1.30% |
1.31% |
| $500,000.00+ |
1.40% |
1.41% |
Minimum deposit of $2500.00 to open an account, and must maintain a minimum balance of $2500.00 to obtain APY.
Savings Account
| Account |
Minimum Opening Deposit |
Rate |
APY |
| Regular Savings |
$300.00 |
1.00% |
1.01% |
| Business Savings |
$300.00 |
1.00% |
1.01% |
| Emergency Savings (0 - $19,999.99) |
$100.00 |
3.00% |
3.04% |
| Emergency Savings ($20,000+) |
$100.00 |
1.00% |
1.01% |
No minimum balance to obtain APY.
Health Savings Account
| Balance |
Interest Rate |
APY |
| $1000.00 and up |
1.00% |
1.01% |
No minimum balance to obtain APY.
Certificates of Deposit ($1,000 - $49,999)
| Term |
Interest Rate |
APY |
| 90 Days |
4.75% |
4.86% |
| 6 Months |
4.75% |
4.86% |
| 12 Months |
4.50% |
4.59% |
| 18 Months |
3.75% |
3.82% |
| 24 Months |
3.55% |
3.61% |
| 36 Months |
3.00% |
3.04% |
Minimum of $1,000.00 to open account, and must maintain a balance of $1000.00 to obtain APY. Penalty for early withdrawal. For CD amounts over $250,000, please contact the bank.
Certificates of Deposit ($50,000+)
| Term |
Interest Rate |
APY |
| 90 Days |
5.00% |
5.12% |
| 6 Months |
5.00% |
5.12% |
| 12 Months |
4.75% |
4.86% |
| 18 Months |
4.00% |
4.07% |
| 24 Months |
3.80% |
3.87% |
| 36 Months |
3.25% |
3.30% |
Minimum of $1,000.00 to open account, and must maintain a balance of $50,000.00 to obtain APY. Penalty for early withdrawal. For CD amounts over $250,000, please contact the bank.
24 Month IRA Rates
| Type |
Interest Rate |
APY |
| Fixed |
3.75% |
3.82% |
| Variable |
Rate is 3.00% below listed WSJ US Prime Rate |
Rate is 3.00% below listed WSJ US Prime Rate |
